Emmanuel Ukudolo I Sunday, October 05, 2025
LAGOS – Stanbic IBTC Holdings PLC, one of Nigeria’s leading financial services groups, has reported a remarkable surge in its half-year performance for 2025, with profit before tax (PBT) rocketing by 65.81% and total assets breaching the ₦8 trillion mark.
The strong figures, released in the group’s interim financial statements, underscore its resilience and strategic success within a competitive and highly regulated Nigerian market.
The company’s profit before tax (PBT) for the first half of 2025 soared to ₦243.74 billion, up from the previous period, while profit after tax (PAT) rose by 49.05 % to ₦173.43 billion.
The robust increase was driven by gross earnings of ₦516.63 billion, which represents an impressive 35.20% increase year-on-year.
The improved performance translated directly to increased shareholder value, with basic earnings per share (EPS) rising to 1,078 kobo from 884 kobo.
In a sign of confidence, management announced an interim dividend of 250 kobo per share.
Stanbic IBTC’s balance sheet saw significant expansion, with total assets climbing to ₦8.12 trillion as of June 30, 2025, a substantial jump from ₦6.91 trillion recorded at the end of December 2024.
This growth was attributed to effective asset management and a rise in customer deposits.
Crucially, equity attributable to ordinary shareholders surged to ₦941.73 billion from ₦661.89 billion, a fortification primarily stemming from a successful rights issue.
The capital raise involved the issuance of 2.95 billion ordinary shares at a ratio of 5 for 22, which drove the share capital up from \₦6.48 billion to ₦7.95 billion.
The inflow from financing activities, which included the rights issue and borrowings, totaled ₦121.58 billion, helping the company manage liquidity even after paying out ₦40.17 billion in dividends.
Operational performance was equally strong, generating net cash flows of ₦173.13 billion from operating activities.
Management expressed satisfaction with the group’s financial results, attributing the success to growth across all business segments and reiterating its ambition to become Nigeria’s leading end-to-end financial solutions provider.
Despite the positive trajectory, the group acknowledges the persistent challenges of operating within a highly regulated environment, including credit, market, and liquidity risks.
However, the results demonstrate a successful navigation of these factors through strategic planning. Investor interest remains healthy, with the stock exhibiting a robust trading history.
As of September 5, 2025, the company’s indicative share trading liquidity over the preceding 12 months stood at US$16.78} million ₦25.98 billion), averaging US$1.4} million ₦2.17 billion) per month.