Emmanuel Thomas l Wednesday, Sept 24, 2025
LAGOS, Nigeria – Guaranty Trust Holding Company Plc (GTCO) has announced an interim dividend of ₦1.00 per share for the first half of 2025, a decision made by the company’s Board of Directors.
This announcement follows the release of the company’s half-year audited financial results, which showed a strong performance driven by core earning lines.
The interim dividend payment comes as the financial services group recorded a profit before tax (PBT) of ₦600.9 billion for the period ended June 30, 2025. This performance was boosted by significant year-on-year growth in both interest income (31.5%) and fee income (33.0%). The company’s loan book grew by 20.5% to ₦3.36 trillion, while deposit liabilities increased by 16.6% to ₦12.13 trillion, signaling robust growth across its business segments.
Despite a 40% dip in PBT compared to the same period in 2024—a year that saw a one-off fair value gain of ₦493.01 billion—GTCO’s core earnings remained resilient. The company’s balance sheet remains strong, with total assets at ₦16.7 trillion and shareholders’ funds at ₦3.0 trillion. Its Capital Adequacy Ratio (CAR) stands at a solid 36.2%, well above regulatory requirements.
Commenting on the results, the Group Chief Executive Officer of Guaranty Trust Holding Company Plc, Mr. Segun Agbaje, said: “Our half year performance reflects the strength of our core business and the progress we are making in building a truly diversified financial services ecosystem. Beyond the extraordinary one-off gains of last year, we are now driving sustainable growth with recurring earnings that highlight the resilience and scalability of our model. A key driver of this momentum is our continued investment in technology, particularly the comprehensive upgrade of our core banking systems, which is already delivering stronger uptime, greater efficiency, and increased capacity to scale as our customer base grows.”
He added: “Across Banking, Funds Management, Pension, and Payments, we are leveraging a fully de-risked balance sheet to reinforce our market position while maintaining strategic flexibility for growth. This foundation positions us to take advantage of emerging opportunities and deliver lasting value for all stakeholders.”
The interim dividend is expected to be paid to all registered shareholders. The specific payment date and other details related to the dividend will be announced in due course.
